Open Banking professionals create API documentation, PSD2 compliance guides, TPP onboarding materials, and consent flow specifications. Editorial precision ensures ASPSP integration standards, regulatory adherence, and seamless third-party provider experiences across the financial ecosystem.

EditingTests evaluates candidates' command of Open Banking terminology, from Strong Customer Authentication protocols to Account Information Service Provider documentation. Our assessments identify professionals who can navigate PCI-DSS requirements and API endpoint specifications accurately.

PSD2 Compliance Documentation Standards

API Specification and Integration Guides

Regulatory Change Management Communications

Illustrative scenario

API Documentation Error Causes £2.3M Integration Delays for Major Bank

A technical writer confused 'SCA exemption' with 'SCA delegation' in critical API documentation, causing 47 TPPs to implement incorrect authentication flows. The bank faced six months of remediation work and £2.3 million in regulatory penalties from the FCA.

A composite example of a failure mode that is common in Open Banking. It is not an account of a real client engagement and no real organisation is described.

Documents You'll Be Testing

API Documentation
PSD2 Compliance Guides
TPP Onboarding Materials
Consent Management Frameworks
Regulatory Impact Assessments
Developer Portal Content

Avoid These Common Editorial Mistakes

Confusing AISP and PISP service definitions

Incorrect API implementation leading to regulatory compliance failures

Misrepresenting SCA exemption criteria

Unauthorized payment processing and potential FCA penalties

Incorrect OAuth2 flow documentation

Failed TPP certifications and delayed market entry

Ambiguous consent management language

GDPR violations and customer data protection breaches

Inaccurate API versioning specifications

System integration failures and service disruptions

Master These Key Terms

AISP vs PISP
SCA exemption vs SCA delegation
Dedicated interface vs Direct access
Dynamic linking vs Static linking
CBPII vs PISP
Illustrative example

What a Open Banking vocabulary item looks like

Which term describes a service that initiates payments on behalf of customers through Open Banking APIs?

A Payment Initiation Service Provider (PISP)
B Account Information Service Provider (AISP)
C Card Based Payment Instrument (CBPII)
D Technical Service Provider (TSP)

Written to show the kind of distinction the assessment tests. Live items are drawn from the reviewed Open Banking term bank, and answers are not published.

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Smart Hiring Strategies

Prioritize candidates who distinguish between AISP, PISP, and CBPII roles, understand SCA versus RTS specifications, and can accurately document OAuth2 flows. Test knowledge of PSD2 regulatory language, API versioning protocols, and consent management frameworks. Strong candidates will demonstrate familiarity with CMA9 requirements, OBIE standards, and TPP certification processes. Look for experience with RESTful API documentation, JSON schema validation, and regulatory change management communications.

Open Banking documentation errors can trigger regulatory violations, failed TPP integrations, and customer data breaches. Precise terminology usage ensures compliance with EBA guidelines and prevents costly implementation delays across the financial ecosystem.

Frequently Asked Questions

How technical should our Open Banking content writers be?
Candidates need strong API documentation skills and regulatory knowledge but don't require coding ability. Focus on testing their grasp of PSD2 terminology, authentication flows, and ability to translate technical concepts for different audiences including developers and compliance teams.
What's the biggest editorial risk in Open Banking content?
Misrepresenting SCA requirements or API specifications can cause regulatory violations and failed integrations. Test candidates' precision with authentication terminology and their ability to distinguish between similar regulatory concepts like exemptions versus delegations.
Should we test knowledge of specific Open Banking standards like OBIE?
Yes, especially if hiring for UK markets. Test familiarity with OBIE standards, CMA9 requirements, and how they differ from broader PSD2 regulations. Candidates should understand jurisdiction-specific implementations while grasping universal Open Banking principles.
How do we assess a candidate's regulatory writing ability?
Present scenarios requiring explanation of complex compliance requirements in plain language. Test their ability to write for multiple audiences - technical developers, business stakeholders, and regulatory reviewers - while maintaining accuracy across all versions.
What level of API knowledge should content writers have?
Writers need conceptual understanding of RESTful APIs, OAuth2 flows, and JSON schemas without deep technical implementation knowledge. Focus on testing their ability to accurately document API specifications and troubleshoot common integration documentation issues.

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